Last updated: May 21, 2026

At MamaRaya, we want your checkout experience to be clear, secure, and convenient. This Payment Methods page explains the payment options currently available on our website.

1. Accepted Payment Methods

We currently accept major credit and debit cards through Airwallex, including Visa, Mastercard, American Express, Discover, JCB, and Diners Club.

We also accept PayPal where available.

Pay Later options, including Klarna and Afterpay, may be available at checkout depending on your location, order value, eligibility, and the payment provider's approval.

The final available payment options will be displayed at checkout before you complete payment.

2. Digital Wallets

Apple Pay and Google Pay may be available at checkout when supported by your device, browser, location, selected payment method, and payment provider settings.

If a digital wallet is not shown at checkout, it may not be available for your device, browser, region, or selected payment method at that time.

3. Pay Later Options

Klarna and Afterpay may be available for eligible orders at checkout. Availability may depend on your country or region, order value, customer eligibility, and the payment provider's approval.

Any Pay Later terms, payment schedule, fees, or approval requirements will be provided by the relevant payment provider before you complete payment.

4. Secure Checkout

All payments are processed securely through trusted third-party payment providers. MamaRaya does not store your full credit card number or complete payment details on our website.

Our checkout process uses secure payment technology to help protect your payment information.

5. Payment Availability

Available payment methods may vary depending on your country or region, device, browser, order value, and payment provider settings.

The payment methods shown at checkout are the payment methods currently available for your order.

6. Payment Currency

Prices may be displayed in different currencies for your convenience depending on your location or selected market. The final order total, shipping cost, taxes if applicable, and payment currency will be shown at checkout before payment.

Please review the final order total carefully before completing your purchase.

7. Failed or Declined Payments

If your payment is declined, please check your card details, billing address, available balance, and bank authorization settings. You may also try another payment method shown at checkout.

For PayPal, Klarna, Afterpay, Apple Pay, or Google Pay issues, please follow the instructions provided by the relevant payment provider.

If you believe your payment was not completed successfully, please contact us before placing another order so we can help check the situation.

8. Payment Authorization

When you place an order, your selected payment method may be authorized or charged according to the payment provider's process. If an order cannot be completed, cancelled, or refunded, any eligible refund will be processed according to our Refund Policy and the payment provider's processing time.

9. Contact Information

If you have questions about payment methods or checkout, please contact us:

Mamaraya Limited
Unit 1508, 15/F
158 Nathan Road
Tsim Sha Tsui, Kowloon
Hong Kong

Email: support@mamaraya.com

Phone: +1 213 722 9886

We aim to respond within 1–2 business days, Monday through Friday, excluding public holidays.